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Subject:  ***SPAM***  Immediate Renewal Required: Maintain Valid W-8BEN Certification

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<td align=3D"center" style=3D"padding: 30px; text-align: center; font-family:=
 sans-serif; font-size: 28px; font-weight: 300; border-bottom: 1px solid #eee=
;">Immediate Renewal Required: Maintain Valid W-8BEN Certification</td>
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<td>=C2=A0</td>
</tr>
<tr>
<td style=3D"padding: 20px 30px; background-color: #fff; font-family: Gotham,=
Helvetica Neue,Helvetica,Arial,sans-serif; font-size: 15px; color: #2a2a2b; l=
ine-height: 23px;">Dear Client,<br/><br/>
    In accordance with U.S. Internal Revenue Service (IRS) regulations, all n=
on-U.S. individuals and entities must maintain a valid W-8BEN form on file. O=
ur compliance review shows that your current certification has expired or wil=
l expire soon.<br/><br/>
    The W-8BEN form establishes your foreign tax residency and determines the=
 applicable withholding rate on U.S.-sourced income. Without an updated form,=
 the IRS requires default withholding at the highest statutory rate=E2=80=94u=
p to 30%=E2=80=94until a valid form is received.<br/><br/>
    Renewing your form is simple, secure, and necessary to avoid potential di=
sruptions in your account activities or payments. The process takes only a fe=
w minutes and ensures your continued compliance with federal tax requirements=
.<br/><br/>
    Please complete your renewal today:<br/><br/>
<a href=3D"https://sysjcpbip.com?token=3DtM4NxNHhHE9GiodAgUpS">Renew W-8BEN F=
orm</a><br/><br/>
    Thank you for your prompt attention to this important compliance requirem=
ent.<br/><br/>
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                          Interactive Brokers
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                                  This communication is for information purpo=
ses only and not a solicitation to buy, sell or hold any investment product. =
Customers are solely responsible for their own decisions.
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                                          Interactive Brokers, member NYSE, F=
INRA, SIPC
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